Rating based on 1,080 reviews


Hopon Loans


Hopon Loans - Flexible and affordable loans

At Hopon Loans, we have provided South Africans with a wide variety of flexible and affordable loans.

We are proud to say that we have also helped many clients obtain bad credit loans, where in other instances they may have been rejected.

We take pride in our excellent customer service and our quick loan turnaround times. With our years of experience, we make sure that you get the cash you need in the shortest possible time.

Customer service

Over the years we have received high ratings and reviews from our clients. We strive to give you the best customer service and instant cash loan options to suit your financial needs.

Our staff has been trained to give you the best possible service at all times and our clients can expect to benefit from the expertise that our consultants have gained over the years.

They will guide you throughout the loan process and they can answer any questions that you may have.

Flexible and affordable loan options

We will structure your personal loan according to your financial needs. We offer competitive rates and flexible terms to suit your budget. We support responsible lending and will never approve you for a loan that you cannot afford.

When you apply, we will perform an affordability assessment. We essentially take a look at the balance of funds you have at the end of each month after expenses, and how much you can afford in monthly payments.

Loans between R5 000 and R50 000

We strive to help South Africans obtain a loan even if you have a poor credit record.

When you apply for a loan with us, we will structure your loan around how much you can afford. We have helped countless clients reach their financial goals, so join us today and you could form part of that achievement!

Loan terms

Our loan amounts range from R5, 000 up to R50 000, and our interest rates are set between 63% and 112% APR. You can repay your loan in terms ranging between 7 and 36 months.

We have an average loan processing time of 24 hours and you can choose between secured or unsecured loan options depending on what suits you.

A great benefit of repaying your short-term loan before the scheduled date is that it will have a positive effect on your credit score.

Loan requirements

There are a few requirements you need to consider before you can qualify for a loan for bad credit. You must be a South African citizen that is 18 years or older. You should have an active email address and cell phone number for us to reach you on.

When you apply for a loan we will need a few personal documents that include a copy of your South African ID, proof of residence and bank statements.

Once we have all your details, we will use them to perform an affordability assessment.


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Summary of Services

BAD CREDIT Loans



image of Hopon Loans
image of Hopon Loans

Hopon Loans – Easy loans when you have bad credit

Visit our web page and use our loan slider to calculate how much your loan will cost, as well as how much you will be expected to pay in monthly payments.

It is easy to use and you will see immediately what costs are involved. There are no hidden fees.

Quick cash loan

With our years of experience and expertise, we have developed an easier and shorter way for you to obtain a bad credit loan.

We have a modern and secure online platform allowing us to offer full protection of your personal details. We’ll process your bad credit loan with the highest priority and your loan could be approved on the same day as application!

Apply online

Our website offers you the simple loan application form that you are required to complete. We have professional consultants ready to guide you through the loan process when you’re ready making contact with us.

They can also answer any questions that you may have. You will be informed promptly of the outcome of your loan application and in most cases, the funds will be paid into your account within 24 hours after you have been accepted.

You may contact our consultants via telephone or email and you can expect our consultants to resolve your query in a friendly and professional manner.

Easy and convenient loans

Our loan process has been designed to be effortless. Our quick loans will be tailor-made to suit your individual financial needs. We do not believe in a one size fits all types of loan, and we strive to give personalized attention to every application we receive and process.

Our clients benefit from our experience in the financial industry, and our staff is professional and make you feel at home with all your dealings with them.

If you are tired of being rejected when you apply for a loan due to bad credit, then Hopon Loans is the best option for you.

We will assist you in obtaining a bad credit personal loan that is structured around your individual financial needs, and you will also receive the best customer service. Apply online now and get the cash you need, now! 


Customer Reviews & Testimonials

 Contact Details

Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Corner Terrace Road, Mountain View, Houghton Estate, 2198, South Africa South Africa
Ph: 0860 467 467
Em: info@hopon.co.za

 Postal Address

P.O. Box 31841, Braamfontein, 2017, South Africa

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday 08:00 – 17:00